Representative example: When you spend £1,200 at a purchase rate of 34.9% (variable) p.a., your representative rate is 34.9% APR (variable). Representative example: When you spend £1,200 at a purchase rate of 14.71% (variable) p.a., your representative rate is 14.7% APR (variable). accurate but you should confirm any information with the product or Zopa is a member of Cifas – the UK’s leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984, Z8797078). Our address is Level 2, 20 St Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. The Zopa credit card can be managed via an easy-to-use app, which offers instant payment notifications, real-time balance updates and the ability to freeze your card at any time. "Thanks to its clever use of technology – including an initial 'soft' credit check that does not impact on someone’s credit rating – Zopa is able to offer pre-approval for up to 65 per cent of applicants, in as … The Zopa Credit Card is issued on the Visa network (used by a whopping 3.3 billion cards), so you'll be able to use it at more than 46 million merchants across more than 200 countries and … Zopa Limited is authorised and regulated by the Financial Conduct Authority, and entered on the Financial Services Register (718925). The APR shown represents the interest rate offered to most successful applicants. Representative example: When you spend £1,200 at a purchase rate of 34% (variable) p.a., your representative rate is 34% APR (variable). Data Protection ICO registration number: utility bills, credit cards have two active lines of credit, such as a phone contract and an overdraft on a current account … Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a. We may receive compensation from our partners for placement of their products or services. Zopa’s colourful card boasts a handful of novel features, including … In 2005 we built the first ever peer-to-peer (P2P) lending company to give people access to simpler, better-value loans and investments. You'll first be prompted to check your eligibility by handing over a few basic details about yourself. have a credit history that we can see, and a good track record of repaying debt, e.g. My Zopa account. Zopa is a peer-to-peer lender that has also held a full UK banking licence since June 2020. Zopa has launched its first credit card, marking the firm’s latest step away from its origins in the controversial "peer-to-peer" investing sector, and into everyday banking. Zopa’s all about slick digital experiences and looking after everybody through a broad range of rates that are tailored to the individual. Before we start, what's your email address? Always consider your own circumstances when you compare products so you get what's right for you. decisions. Zopa has been granted a full UK bank licence New bank will start by offering a fixed term saving account followed by an innovative credit card later in the year These new products will launch in addition to Zopa’s existing personal loan and auto loan products Bank will sit alongside Zopa’s peer to peer lending business formed in 2005 Please contact pr@zopa… My card arrived in discrete packaging in the post and I was instructed to activate it in my Zopa app where all my Zopa products sit. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. The credit card offers fee-free spending abroad and innovative features such … Reward Black Current Account holders: £0 per annum, your representative rate is 37.1% APR (variable). Energy Switching. may also receive compensation if you click on certain links posted on Table: sorted by representative APR, promoted deals first. Approval for any credit card will depend on your status. Car finance. You can arrange a direct debit for repayments when you apply for the credit card. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable). The UK’s first peer-to-peer lender, Zopa, has launched an app-based travel credit card in a bid to rival digital banks. While we are independent, we may receive compensation from Level 2, 20 St Thomas St, What if my automatic payment falls on a weekend or bank holiday. The representative APR (i.e. Whatever rate you get offered, it’ll be pegged to the Bank of England base rate – so if interest rates generally start to rise, the rate on the Zopa card will too. Open the Zopa app and click the credit card tab. Once you've had the card for a while and shown Zopa that you're reliable, you may wish to apply for a credit limit increase. Attempted to withdraw cash from an ATM with my new Zopa Credit Card and the transaction was blocked for some reason and just showed as “pending” on the app. Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Representative example: When you spend £1,200 at a purchase rate of 24.93% (variable) p.a., your representative rate is 24.9% APR (variable). Credit card. You are about to post a question on finder.com: At Finder, we value and respect our editorial independence. Monday to Thursday (9am to 5:30pm), and Friday (9am to 5pm).. Zopa Limited is authorised and regulated by the Financial Conduct Authority, and entered on the Financial Services Register (718925). with a fee of £7.99 per month, your representative rate is 37.7% APR (variable). The peer-to-peer lender is broadening its product range with a new credit card and savings account. © Zopa Bank Limited 2021 All rights reserved. If Zopa is able to offer you this deal, the offer will specify a personalised credit limit based on Zopa's assessment of your situation. If you are You can make manual repayments through Zopa's app, by logging in to your online banking or over the phone (0207 580 6060). 20 replies 1.2K views mazzetti Forumite. The company is offering … unsure you should get independent advice before you apply for any Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. That’s higher than most credit cards, so Zopa may be primarily targeting the “sub-prime” market – that’s applicants with limited or damaged credit histories. I spoke to Santander who advised me it needs to be sorted on Zopa… Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a. Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable). 0% within the EU and 2.99% in other countries. How do I change or cancel my automatic payment amount? . finder.com is an independent comparison platform and information service Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. So if you’ve struggled to get approved for credit elsewhere, Zopa will still consider your application and may be able to help. They could be copying your card’s details with a skimming device. The Zopa Credit Card is issued on the Visa network (used by a whopping 3.3 billion cards), so you'll be able to use it at more than 46 million merchants across more than 200 countries and territories. Zopa Limited (05197592) and Zopa … 7 September 2020 at 2:56PM in Credit Cards. Alternatively you may wish to set up a direct debit. Thomas St, London, SE1 9RG. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. It's always wise to check the terms of any deal before you borrow. He has a Master of Media Arts and Production and Bachelor of Communications in Journalism from the University of Technology Sydney. For your Zopa credit card, you can do this easily on your app.If you see something you don’t recognise, get in touch with your provider immediately to make them aware and potentially stop any further transactions going through. often incur steep fees and/or higher rates of interest. When you make major financial decisions, consider getting independent financial advice. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Zopa has received positive reviews from customers, according to customer review platforms like TrustPilot and Reviews.io. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. with a fee of £160 per annum, your representative rate is 63.9% APR (variable). that aims to provide you with the tools you need to make better service provider and read the information they can provide. 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